Terms & Condition
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These terms and conditions outline the rules and regulations for the use of the IBA platform.
By accessing this website or using our services, you agree to comply with these terms and conditions. If you do not agree to these terms, please refrain from using our website or services.
The following terminology applies to these Terms and Conditions, Privacy Policy, and any other agreements:
IBA uses cookies to enhance your experience on our platform. By using our website, you consent to the use of cookies in accordance with our Privacy Policy.
Cookies help improve functionality, track usage, and optimize your interactions. Some of our partners may also use cookies for advertising purposes.
Unless otherwise stated, IBA and/or its licensors own the intellectual property rights for all material on this website. All intellectual property rights are reserved.
You may access materials from IBA for personal use, subject to these restrictions:
You must not:
Parts of this website may allow users to post opinions, reviews, or other content. Such content reflects the views of the users and not IBA.
By submitting content, you agree that:
IBA reserves the right to remove content deemed inappropriate.
Organizations such as government agencies, search engines, and news outlets may link to our homepage without prior approval, provided the link:
Other link requests may be considered and approved. Approved organizations may link to our website as follows:
No use of IBA’s logo or artwork is allowed without prior written approval.
You may not create frames around our webpages that alter the visual presentation or appearance of our website without prior approval.
IBA is not responsible for any content that appears on third-party websites linking to or from our platform. You agree to indemnify us against any claims arising from your website content.
We reserve the right to request removal of links to our website. You agree to remove such links upon request. We also reserve the right to amend these terms and linking policies at any time.
To the fullest extent permitted by law:
These limitations apply to all liabilities arising under these terms, including contract, tort, or statutory liabilities.
IBA may update these terms at any time. Continued use of our platform signifies acceptance of any updated terms.
For questions about these terms, contact us at:
At Income-Based Approval, we provide flexible options to help you get approved for your needs. Below are the three main ways to qualify:
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